Mycardstatement is an integrated payment portal that allows the user to make all the credit card payments and view card statements after a few cursory works. Mycardstatement has made it possible for account holders to manage a number of credit card accounts by ensuring a unified platform where the users can pay their bills, view account statements and also manage the account online. Partnered with a host of financial institutions such as First National Bank and many others, users can access this website as long as there is internet access.
The financial freedom of the credit card and the surplus expenses made each month requires an alert bell and this online web portal, Mycardstatement is undoubtedly beneficial. Offering the users a complete control of their finance with the possibility to view it in any screen size, be it desktop computer, smartphone or tablet, it does not let users to handle the stress of re-enroll or update payment information frequently. Cardholders can also download statements and set up notifications regarding their spendings. The age criteria for obtaining a credit card is 18 years and should be a legal resident of the United States.
Standard login instructions for Mycardstatement
- Visit official website www.mycardstatement.com
- Now enter your USERNAME on the homepage
- Next click on the LOG IN tab and enter PASSWORD
- Click on SUBMIT button
Registration for Mycardstatement
- Go to www.mycardstatement.com and [click ENROLL NOW]
- Enter the complete 16 digit credit card number and press BEGIN ENROLLMENT
- Next, enter the 3 required fields subsequently: a) Name of the cardholder as mentioned in the card (do not include the company name) b) Expiration date seen in the card c) Last 4 digits of the Company Tax ID. [click NEXT]
- Create: a) Username and password (check the Password Requirements below) b)Enter the Email Address c)Add Nickname (once logged, it will display in mycardstatement.com) [click: ENROLL NOW]
- Now select and update 4 security questions from drop-down options. (When you log into the website, you may have to answer one of these questions). [click: FINISH]
Be aware of the CVV code that is displayed on the back side of the card. Official phone/mobile number should be provided in order to get in contact with support team. Now the enrolment is complete and you will be directed to the Homepage.
How to login into Mycardstatement after first time Enrollment
- Visit www.mycardstatement.com
- Enter USERNAME and [click LOGIN]
- Once again answer the SECURITY QUESTION that you have already answered during the enrolment process
- Choose YES or NO (If you have accessed this site from a private device) (If you do not want to be reminded with a question each time you are logged in, then select YES), [click CONTINUE]
- Enter PASSWORD, mentioned during the enrolment process, [click LOGIN]
Make sure that you have entered everything correctly that is listed above, for successful login . Also with the introduction of mobile apps, individuals can keep track and check the account more frequently. Any illegal activities from theft can be ensured with the usage of the app.
Credit card holders can also choose alert option for regular notification from My card statement to their respective phone number and email id. Holders can also download their monthly statement. Make sure that your my card statement email address is a dynamic one as numerous messages in a brief time period can irritate any individual.
Numerous Benefits of My card statement
- Get updated on recent transactions and pending transactions
- Get a view of the statements
- Opt for paperless statements
- Submit and expense report (Only available for companies that utilise expense management)
- Can split transaction in-between two various charge accounts
- Inspect # and $ amount of transactions
A convenient solution for this era’s tight schedule, My card statement provides numerous conveniences:
- Getting an electronic copy of card holders statement without the inconvenience of visiting any bank
- Grab information on new services, updates and also products provided by the banks
- Current knowledge about rewards and cash back offers
- Shop online with mycardstatement and receive cashback rewards for future discounts
- Full access to monthly as well as yearly credit card statements
- Complete secure platform and trustworthy
Credit card holders are updated on overall transaction details apart from the summary of deductions executed. Bonus earned in the credit card will be automatically reflected in mycardstatement.
Insights into credit card statement to know why you need Mycardstatement:
Credit card statement is a summary of all the transactions done on a monthly basis in the form of a bill. It is a legal requirement of the credit card issuers to send monthly credit card statement to the respective credit card holders at least 21 days prior to the next payment due date. It typically comes by mail but if you have opted for paperless billing statement otherwise online, then you need to sign into your credit card issuers website.
It is important as it gives a deeper understanding of all the payments, purchases, debit and credit concerns that the credit card holder has made. Generally several pages long, it is best if you do a slow read to know how your billing cycle has rounded up and if any credit card balances needs to be paid off.
Being very exhaustive, credit card providers break the credit card statement into various classifications like due date of payment, total dues, existing credit limit and so on.
Components of credit card statement for references
In order to avoid facing any challenges, a card holder must have certain knowledge about some of the classifications of a credit card statement. The statement contains the users name, home address and email address.
- Payment due date
Every credit card transaction along with the card charges are shown in the monthly statement. It has to be paid before the due date.
- Minimum due
The minimum amount which the cardholder has to pay to their credit card provider and it is 5% of the overall due amount. This is the common method used for paying the card.
- Credit limit
Cardholders are permitted to withdraw maximum credit amount on their card. The cards are issued in accordance with the credit limit based on certain factors like salary and acceptable credit rating.
- Available Outstanding balance
The total amount the cardholders have to pay to their credit card providers which is calculated on the cardholders previous month pay out on their credit card.
- Transaction history
The credit card statement will have complete information on the cardholders transactions, date, merchant name including the amount that is transacted on a certain day and time. If you are curious about any transaction, then you can notify the credit card provider about that transaction.
- Rewards and rebates
The credit card statement shows the many reward points that a user can later redeem at his/her own will. It is a provision provided by many credit cards for the satisfaction of the user.
Timely payment of Credit Card
The revised bill of the monthly statement notifies that the user completes the payment at a timely manner. The credit score is based on the overall percentage of the existing credit that a credit cardholder uses. It is usually calculated from the monthly statement of the credit cardholders by leading credit bureaus. It is beneficial, if the cardholder maintains a minimum of 30% credit limit which is a good score for future references.
Why it is necessary to read credit card statements online
Wise financial decisions can be made with thorough examination of credit card statements. Credit card statements keeps you on track with your credit card spending, making timely payments, avoid accumulating interest and also flag any errors. Another feature that the statement provides is the merchant name, date, time and overall amount you have spent.
To make your job easier, the option of credit card regular statement with a reader friendly design is beneficial. Using this provision, card holders can find the cost of finances levied, which is the interest amount imposed on the card for certain billing time period.
Card holders who have EMIs are more likely to benefit from this facility as it allows identifying exact amount of cash debited. Reviewing the existing credit limit, late fees, due date, billing periods, refunds, whole bill amount and much more is an added benefit with regular credit card statement.
Frequently asked questions about Mycardstatement
Yes, it is safe and secure. As the login portal is administered with several security measures that wards away hackers and attackers, your credit card details won’t be stolen.
Yes, it does have a mobile application. The user friendly app has seamlessly enabled the users to check their credit card statement within a click away.
It does not provide a unified support. But if faced with any situation, do check with your bank and get the contact information. For instance, First National Bank support number is as follows:
Customer Support Number- 800-423-7508
Change Pin By Phone- 866-297-3408
Stolen or Lost Cards- 866-604-0381
Disputed Transactions- 800-906-0005
Website Helpline- 866-604-0380
Yes, it can be downloaded from Google Play. The modern technology of mobile experience design has led to the convenient usage of Mycard statement at your disposal
Due to the excessive hits it receives from the users, the website may face downtime. It will restore within an hour or usually by midnight when traffic is less. If the problem persists, then you need to contact your respective bank.
By signing into your My card statement you can view your account.
To view, you need to sign in to your account and get a closure on what rewards and other perks awaits you
For general client support issues, call up with an FNB card: 866-604-0380
If card is stolen or lost, please dial 866-604-0381 ASAP
Keep in mind that mycardstatemnt.com does not work with Express Web interface
In any circumstance if the above toll free number is not working in closure with www.mycardstatement.com, then please dial 1-866-572-1637.
Client care assistance
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Finally, List of Banks of Mycardstatement Supported Credit Cards
- First National Bank
- Academy Bank
- First Interstate Bank
- United Bank
- Union Bank
- Bank of Tampa
- Great Western Bank
- First State Bank
- Community First Bank
- Magnolia State Bank
- First State Bank
- First National Bank
- Farmers State Bank
This is just an exhaustive list of banks, so kindly note that you get in contact with your bank before enrolling on mycardstatement.com.